SAVING YOU HUNDREDS, EVEN THOUSANDS IN BANKRUPTCY LEGAL FEES

Keep your home, vehicles and retirement accounts

Stop foreclosure, wage garnishment and creditor harassment

Eliminate dischargeable debt and restructure mortgages and loans

Low lawyer fees based on your situation

Pay $0 down in most cases

Make payments based on your ability to pay

Why Choose Atlanta Bankruptcy Attorney Jack Sisson When Considering Chapter 7 or 13 Bankruptcy?

At the Atlanta Low Cost Bankruptcy Center, Law Offices of Jack Sisson, you receive personal, direct service from Atlanta bankruptcy attorney Jack Sisson. You are not handed off to junior staff under the supervision of an attorney like large firms. We will personally help you through the complicated bankruptcy process.

Call Us Today to Schedule a FREE Bankruptcy Lawyer Phone Consultation  (434) 337-3371

First class

"Your firm has given me faith that there actually are some good people in the field of law. My experience with Rubin and Associates was first class. Thank you for treating me with such dignity, patience, and care.” - David

Find the low cost bankruptcy attorney near you and request a free initial consultation

During your free initial consultation, your low cost bankruptcy attorney will spend whatever time is necessary with you to analyze your unique case. He or she will provide immediate feedback and a preliminary estimate of how much you can expect to pay, including all required court costs.

1

2

Collect your paperwork

A second meeting is scheduled to obtain your information and documents, though often this can be done via a secure online portal. From that information, your low cost bankruptcy attorney will prepare your petition for your review and signature. It usually takes just a few days to complete, but in emergencies your low cost bankruptcy attorney can often react in hours.

3

Review and sign your petition

Once you have reviewed and signed your bankruptcy petition, your low cost bankruptcy attorney will file your case with the court and keep you informed throughout the process.

LowCostBankruptcyCenters.com is a public service site to help people in financial need save money when hiring a bankruptcy attorney in the United States. It is not an attorney referral service or law firm. Bankruptcy law firms associated with Low Cost Bankruptcy Centers of America are independently owned and operated and may pay to receive inquiries through the organization. LeadQ Group takes no responsibility for the actions of the attorneys on this site. The decision to hire an attorney is an important one and should be made with a complete understanding of the consequences of filing bankruptcy and choosing and retaining a lawyer.

The information contained in this web site is intended to convey general information. It should not be construed as legal advice or opinion. It is not an offer to represent you, nor is it intended to create an attorney-client relationship. Testimonials are from clients of law firms listed on this site; photos are not the actual clients and are for representation purposes only. Every case and client experience is unique and should not be construed to be an indication of your experience or a specific case outcome with any specific attorney.

Are you an attorney seeking to be listed with Low Cost Bankruptcy Centers of America? Click here

Low Cost Bankruptcy Centers of America and logo are registered trademarks of LeadQ Group. Site and content ©2020 LeadQ Group. All rights reserved. Contact Low Cost Bankruptcy Centers of America / LeadQ Group at 871 Coronado Center Dr., Suite 200, Henderson NV 89052, info@lowcostbankruptcycenters.com


* REQUIRED

ROYER CARAMANIS PLC

Why Choose Charlottesville Bankruptcy Attorney Shannon Morgan When Considering Chapter 7 or 13 Bankruptcy?

At the Charlottesville Low Cost Bankruptcy Center, Royer Caramanis PLC, you receive personal, direct service from Charlottesville bankruptcy attorney Shannon Morgan. You are not handed off to junior staff under the supervision of an attorney like large firms. We will personally help you through the complicated bankruptcy process.

Collect your paperwork

A second meeting is scheduled to obtain your information and documents. From that information, we will prepare your bankruptcy petition for your review and signature. It usually takes just a few days to complete, but in emergencies we can react in hours.

Collect your paperwork

A second meeting is scheduled to obtain your information and documents. From that information, we will prepare your bankruptcy petition for your review and signature. It usually takes just a few days to complete, but in emergencies we can react in hours.

Keep your home, vehicles and retirement accounts

Stop foreclosure, wage garnishment and creditor harassment

Eliminate dischargeable debt and restructure mortgages and loans

Low Cost Bankruptcy Blog

Why Choose Kansas City Bankruptcy Attorney Bill Sisson When Considering Chapter 7 or 13 Bankruptcy?

At the Kansas City Low Cost Bankruptcy Center, Law Offices of Bill Sisson, you receive personal, direct service from Kansas City bankruptcy attorney Bill Sisson. You are not handed off to junior staff under the supervision of an attorney like large firms. We will personally help you through the complicated bankruptcy process.

We're committed to taking a full-service, aggressive and innovative approach to each client's unique personal and business needs, and are prepared to help stop embarrassing creditor harassment the day you hire our firm. Even if bankruptcy is not right for you, we can recommend other options for debt relief. Call us and get the full financial protection available to you under the law.

Call us today for a FREE attorney phone consultation. Evening and weekend appointments may be available upon request.

Shannon was an entirely different experience

"After working 55 years, the concept of bankruptcy was repugnant. Shannon was an entirely different experience, she operated on a higher level than the others. Her questions were direct and to the point, as were her answers to mine. The bankruptcy was discharged exactly the way Shannon predicted. Shannon can get you through it while maintaining your dignity and self-respect." - Former client



Made the entire bankruptcy process incredibly smooth

"Shannon is highly experienced and made the entire bankruptcy process incredibly smooth, knowing exactly what documentation we needed to provide while anticipating (and helping us to avoid) any pitfalls. She has continued to support us with advice as we relocated due to my husband's job transfer. You will not regret working with Shannon!" - Current client



There for me every step of the way

"Shannon was such a blessing during such a dark time in my life. She explained the whole process and was there for me every step of the way. I am sure I wouldn't have had such a great experience had I worked with anyone else." - Former client

Call Us to Schedule a FREE Bankruptcy Lawyer Phone Consultation:

(434) 337-3371

Or, during non-business hours, request an appointment via email and we'll contact you:

Chapter 7 and Chapter 13 Charlottesville Bankruptcy Attorney Shannon T. Morgan




Shannon represents individuals in consumer bankruptcy and bankruptcy-related matters throughout the Commonwealth of Virginia and undertakes a limited number of cases on behalf of creditors in consumer bankruptcy cases. 

Prior to her relocation in 2012 to Virginia and subsequent admission to practice in Virginia in 2013, Shannon practiced law in both Alaska and Colorado. While enjoying a wide variety of legal experience over the years, from civil litigation to criminal defense, domestic relations, personal injury, and administrative law, bankruptcy is the common thread to her practice over the years and has become the passion of her legal career. She has successfully helped hundreds of clients navigate the bankruptcy process. 

Shannon, her husband, Scott, and their three children relocated to Virginia upon Scott’s retirement from the United States Air Force. They are happy to call Virginia home.

My goal is to provide quality legal services at reasonable prices.

Every case is important to me and each client is treated accordingly. As a sole practitioner, I am able to offer personalized service that is rarely available at the larger firms. I personally deal with each case. I strive to keep my clients well informed about their case so they have all the information necessary to make important decisions. I also take the time to educate my clients about the legal issues involved and the potential consequences of their decisions.

I am an Atlanta native with 30 years experience primarily in bankruptcy law. Having served the Atlanta County Justice Courts as a Judge Pro Tem from 2001 through 2008, I am a current member of the Atlanta Bar in good standing and admitted to practice law in all state and federal courts.

Charlottesville Low Cost Bankruptcy Center ~ Serving the Greater Central Virginia Area






Royer Caramanis PLC
200-C Garrett St.
Charlottesville, VA 22902

Free parking available


FREE Phone Consult: (434) 337-3371

5 Low Cost Bankruptcy Filing Options: Pros & Cons

Published by Low Cost Bankruptcy Centers of America

Here are five different ways to file a low cost bankruptcy – without paying high priced law firm fees – and the advantages and disadvantages of each. Which option is best for you? People who are considering filing bankruptcy do so because their debts, and monthly debt payments, considerably outweigh their income. And accordingly, they do not have a stash of savings available to pay high priced attorneys. Consider each… 

Find the Low Cost Bankruptcy Centers of America bankruptcy attorney near you:

AZ - Mesa

AZ- North Phoenix

AZ - Phoenix

AZ - Tempe

CA - Irvine

CA - Los Angeles

CA - Oakland

CA - Riverside

CA - Sacramento

CA - San Diego

CA - San Rafael

CT - Hartford

CT - Middletown

FL - Boca Raton

FL - Fort Lauderdale

FL - Jacksonville

FL - Lake Worth

FL - Largo

FL - Miami

FL - New Port Richey

FL - Port St. Lucie

FL - St. Petersburg


FL - Tallahassee

FL - Tampa

GA - Atlanta

GA - Dalton

GA - Roswell

MA - Beverly

MA - Lowell

MA - Pittsfield

MA - Springfield

MA - Worcester

MD - Baltimore


MD - Greenbelt

MI - Adrian

MI - Ann Arbor

MI - Flint

MI - Jackson

MI - Kalamazoo

MI - Lansing

MI - Saginaw

MI - Spring Lake

MN - Minneapolis

MN - NW Twin Cities


AZ - Mesa

MS - Tupelo

NJ - Berkeley Heights

NJ - Edison

NM - Albuquerque

NY - Brooklyn

NY - Long Island

NY - White Plains

OH - Canton

PA - Philadelphia

PA - Pittsburgh

TX - Corpus Christi



TX - Dallas

TX - Fort Worth

TX - Frisco

TX - Houston

VA - Charlottesville

VA - Richmond

VA - Warrenton

WA - Seattle




AZ - North PhoenixAZ - TempeAZ - PhoenixAZ - IrvineCA - Los AngelesCA - OaklandCA - RiversideCA - SacramentoCA - San DiegoCA - San RafaelCT - HartfordFL - TallahasseeTX - DallasMS - TupeloMD - GreenbeltCT - MiddletownFL - Boca RatonFL - Fort LauderdaleFL - JacksonvilleFL - Lake WorthFL - LargoFL - MiamiFL - New Port RicheyFL - Port St. LucieFL - St. PetersburgFL - TampaGA - AtlantaGA - DaltonGA - RoswellMA- BeverlyMA - LowellMA- PittsfieldMA - SpringfieldMA - WorcesterMD - BaltimoreMI - AdrianMI - Ann ArborMI - FlintMI - JacksonMI - KalamazooMI - LansingMI - SaginawMI - Spring LakeMN - MinneapolisMN - NW Twin CitiesNJ - Berkeley HeightsNJ - EdisonNM - AlbuquerqueNY - BrooklynNY - Long IslandNY - White PlainsOH - CantonPA - PhiladelphiaPA - PittsburghTX - Corpus ChristiTX - Fort WorthTX - FriscoTX - HoustonVA - CharlottesvilleVA - RichmondVA - WarrentonWA - Seattle

What people are saying about Low Cost Bankruptcy Centers of America bankruptcy attorneys:

*Each Center is independently owned and operated and sets their own rates and payment terms. 

Could have charged more

"Mr. Ponath was very helpful. Our case was especially complicated and involved multiple issues from different states. He took the time to evaluate every detail and research the best possible paths for us to take depending on what may happen next. He thoroughly and accurately answered all of our questions, and he could certainly have charged more for the quality of his services.” - Michael 

Very responsive

"John Goetz was awesome! He was up front with his fees and he was always there to help. Not only did he know what he was doing, but he appeared to be quite respected by the trustee I had. He’s also very responsive to questions by email, which really really helps with the stresses of a bankruptcy. My case, in fact, could not have gone better. “ - Lauren, Ruckersville 

Immediately put at ease 

"From the minute I met Mr. Ponnock, I was immediately put to ease. He explained every step we would go through, and was always available if I had any questions. I highly recommend Andrew Ponnock. He is not only a great lawyer, but when you walk away you feel like you have a new friend.” - Ft. Lauderdale 

Low Cost Bankruptcy Centers of America bankruptcy attorneys make filing as easy as 1-2-3

Recent blog posts:

5 Low Cost Options for Filing Bankruptcy: Pros and Cons

Here are five different low cost ways to file bankruptcy – without paying high bankruptcy attorney fees – and the advantages and disadvantages of each. If you're looking for low cost bankruptcy options, which is best for you?   READ

How Much Does it Cost to File Bankruptcy?

The total cost to file bankruptcy in the U.S. includes fees for court filing, court administration, trustee surcharge, education courses, bankruptcy attorneys, and more. Here is the complete breakdown.   READ

Tips to Rebuild Your Credit Score After Bankruptcy

Yes, it is possible to rebuild your credit score after bankruptcy. While filing bankruptcy may impact your credit for up to 10 years, it doesn’t mean that you won’t be able to receive new credit, rebuild your credit score or recover your financial health during that time.   READ

HOMEBLOGLOG IN

What are Low Cost Bankruptcy Centers of America?

Low Cost Bankruptcy Centers are affordable local law firms where you can file for bankruptcy with the assistance of an experienced bankruptcy attorney without paying extravagant fees. Each independent attorney will meet with you for free to advise you on how to take advantage of U.S. bankruptcy laws that apply to your unique situation. 

Read more

Total Cost to File Bankruptcy in the U.S.

Published by Low Cost Bankruptcy Centers of America

The total cost to file bankruptcy in the U.S. includes fees for court filing, required debtor education courses, legal assistance, and more. Here is the complete breakdown. Court fees As of November 2019, the total federal court filing fees to file a bankruptcy petition in all 50 states is $335 for Chapter 7 cases, and $310 to file Chapter 13. This includes the court filing fee, administrative fee, and trustee… 

Read more

How to Find a Low Cost Bankruptcy Attorney in Your City

Published by Low Cost Bankruptcy Centers of America

Finding a low cost bankruptcy attorney in your local area can be a challenge. Many local attorneys provide bankruptcy legal services, but almost none of them post their fees. So who charges less and who charges more? This information is virtually impossible to uncover, unless you consult with multiple bankruptcy attorneys and ask each one about their rates. Low Cost Bankruptcy Centers of America provides exactly this type of information to people seeking… 

Read more


 

Read more

How to Find Cheap Bankruptcy Attorneys in Your City

Published by Low Cost Bankruptcy Centers of America

As the internet’s only national resource listing cheap bankruptcy attorneys, Low Cost Bankruptcy Centers of America helps people save money on legal fees. Low Cost Bankruptcy Centers of America is truly unique. The Center’s website, www.lowcostbankruptcycenters.com is the only national website that can help you pay less for bankruptcy legal fees by showing you a listing of low cost bankruptcy attorneys in cities across America. All listed law firms have stated that they charge…  

Read more

Tips to Rebuild Your Credit Score After Bankruptcy

Published by Low Cost Bankruptcy Centers of America

Yes, it is possible to rebuild your credit score after bankruptcy. While filing bankruptcy may impact your credit for up to 10 years, it doesn’t mean that you won’t be able to receive new credit, rebuild your credit score or recover your financial health during that time. In fact, you may be able to return your credit score – and creditworthiness – to nearly the same level as a typical consumer in…